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Small business grants in California

California's own small business office states that it has no active direct-to-business grant programmes. That single line contradicts most of what is published about California grants. Below are the programmes that closed, what is genuinely open, and the date a person last checked each against the official source.

Last reviewed 27 October 20266 programmes

California grant programmes at a glance

California small business grant programmes: 3 taking applications now, 3 closed.

ProgrammeAdministered byAmountStatusDeadlineSource
Amber Grant for WomenWomensNetUp to $75,000RollingRollingOfficial
California Jump Start Loan ProgramCalifornia Infrastructure and Economic Development Bank (IBank), through CDFIs$500 to $10,000RollingRollingOfficial
IBank Small Business Loan GuaranteeCalifornia Infrastructure and Economic Development Bank (IBank)VariesRollingRollingOfficial
California Microbusiness COVID-19 Relief GrantCalifornia Office of the Small Business Advocate (CalOSBA), delivered by countiesVariesClosedNot statedOfficial
California Small Business COVID-19 Relief GrantCalifornia Office of the Small Business Advocate (CalOSBA)VariesClosedNot statedOfficial
California Dream FundCalifornia Office of the Small Business Advocate (CalOSBA)VariesClosedNot statedOfficial

Every programme in detail

Read the exclusions before the eligibility. It is faster to find out you are ruled out than to find out you qualify.

Amber Grant for Women

Rolling

WomensNet · Private

Amount
Up to $75,000
Deadline
Rolling
Decision
Winners announced by the 21st of the following month

Three $15,000 grants every month, plus three $75,000 year-end grants.

Monthly. Applications close on the last day of every month, and winners are announced by the 21st of the following month.

Who qualifies

  • Woman-owned business
  • One application enters you for both the monthly grant and the year-end grant

Who does not qualify

  • Businesses that are not majority women-owned

How to apply

  1. Apply online before the month-end deadline
  2. Describe the business and what the money would do

Not Georgia-specific; open across the US and listed here because Georgia applicants qualify. The widely republished figures of $10,000 monthly and $25,000 annual are out of date. As of 27 October 2026 it is $15,000 and $75,000.

California Jump Start Loan Program

Rolling

California Infrastructure and Economic Development Bank (IBank), through CDFIs · State

Amount
$500 to $10,000
Deadline
Rolling

Rolling, through a participating CDFI.

Who qualifies

  • Very small California businesses in low-wealth communities
  • Borrowers who also take the financial literacy training offered alongside

Who does not qualify

  • Anyone looking for a grant. This is a microloan and it is repaid
  • Larger businesses, as the ceiling is $10,000

Small, but genuinely open, which is more than can be said for California's grant programmes right now.

IBank Small Business Loan Guarantee

Rolling

California Infrastructure and Economic Development Bank (IBank) · State

Amount
Varies
Deadline
Rolling

Loan guarantees up to $5 million. IBank guarantees the lender rather than lending to you.

Rolling, through a participating lender and a Financial Development Corporation.

Who qualifies

  • California small businesses that cannot obtain finance without a guarantee
  • You must be working with a participating lender

Who does not qualify

  • Anyone looking for a grant. A guarantee is not money to you; it is security for your lender, and you still repay the loan

With no active state grants, this and the microloan below are what California actually offers small businesses today.

Before you apply

Most of these ask for a business plan first

Create your business plan

Plans starting from $14/month

Business plan and forecast

California Microbusiness COVID-19 Relief Grant

Closed

California Office of the Small Business Advocate (CalOSBA), delivered by counties · State

Amount
Varies
Deadline
Not stated

$30,170,000 distributed across 12,068 awards before closing.

Closed. Listed by CalOSBA among concluded programmes.

Who qualifies

  • When it ran: California microbusinesses affected by the pandemic, applying through their county

Who does not qualify

  • Everyone, currently. The programme has concluded

Ran county by county, which is why some county pages still carry application instructions for a programme the state has closed.

Verified 2026-10-27 · sourceClosed to new applications

California Small Business COVID-19 Relief Grant

Closed

California Office of the Small Business Advocate (CalOSBA) · State

Amount
Varies
Deadline
Not stated

$3,792,105,434 distributed across 330,023 awards before closing.

Closed. Listed by CalOSBA among concluded programmes.

Who qualifies

  • When it ran: California small businesses whose trading was affected by the pandemic

Who does not qualify

  • Everyone, currently. The programme has concluded

The largest state small business grant programme in the country at the time, at nearly $3.8 billion. Its scale is why it still dominates search results years after closing.

Verified 2026-10-27 · sourceClosed to new applications

California Dream Fund

Closed

California Office of the Small Business Advocate (CalOSBA) · State

Amount
Varies
Deadline
Not stated

$30,770,000 distributed across 4,669 awards before closing.

Closed. CalOSBA lists it among its concluded programmes.

Who qualifies

  • When it ran: underserved small business groups facing capital access gaps, via the state's technical assistance network

Who does not qualify

  • Everyone, currently. CalOSBA states it has no active direct-to-business grant programmes

One of the most frequently republished "California small business grants" and it has been closed for some time. The microgrant was real; the listings are not.

Verified 2026-10-27 · sourceClosed to new applications

Grants elsewhere

FAQ

Common questions about California grants

According to the state itself, no. CalOSBA's financing page states that it has no active direct-to-business grant programmes. What remains open is lending: IBank loan guarantees of up to $5 million and Jump Start microloans of $500 to $10,000.
No. It concluded after distributing $30,770,000 across 4,669 awards. It is one of the most frequently republished California grants and has been closed for some time.
It concluded, having distributed $3,792,105,434 across 330,023 awards. It was the largest state small business grant programme in the country, which is why it still dominates search results years after closing.
Lending. The IBank Small Business Loan Guarantee backs your lender for up to $5 million, and the Jump Start Loan Program offers $500 to $10,000 microloans through CDFIs in low-wealth communities. Both are repaid. City and county programmes come and go and are worth checking separately.
For both open routes, yes, because both are underwritten by a lender or a CDFI. Expect to show a plan and a cash flow forecast.
Every programme carries the date a person last confirmed it against the official source, shown on its entry. The bar at the top shows the most recent check across the whole list.

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