Every programme in detail
Read the exclusions before the eligibility. It is faster to find out you are ruled out than to find out you qualify.
Skills for Small Business
OpenTexas Workforce Commission · State
Per-trainee caps are set by the Texas Workforce Commission. Check the TWC programme page for the current figures before budgeting.
Open. Applications are made to the Texas Workforce Commission.
What it funds
- Training for newly hired full-time employees
- Training to upgrade the skills of existing full-time employees
Who qualifies
- Fewer than 100 employees
- Training must be delivered by a public community or technical college
- Texas business
Who does not qualify
- Businesses with 100 or more employees
- Training delivered by a private trainer or in-house, because it must come from a public community or technical college
- Part-time staff, as the programme funds full-time employees
How to apply
- Pick the courses you want from a public community or technical college
- Apply to the Texas Workforce Commission
- Training is paid for directly once approved
Texas's clearest open small business grant, and it is training money rather than cash for the business. 🪤 Per-trainee figures are widely republished but TWC's own page is geo-blocked from our checks, so we have not printed a number we could not read at source. Confirm with TWC before relying on an amount.
Amber Grant for Women
RollingWomensNet · Private
Three $15,000 grants every month, plus three $75,000 year-end grants.
Monthly. Applications close on the last day of every month, and winners are announced by the 21st of the following month.
Who qualifies
- Woman-owned business
- One application enters you for both the monthly grant and the year-end grant
Who does not qualify
- Businesses that are not majority women-owned
How to apply
- Apply online before the month-end deadline
- Describe the business and what the money would do
Not Georgia-specific; open across the US and listed here because Georgia applicants qualify. The widely republished figures of $10,000 monthly and $25,000 annual are out of date. As of 27 October 2026 it is $15,000 and $75,000.
Texas Micro-Business Disaster Recovery Loan Program
RollingOffice of the Governor, Texas Economic Development and Tourism, through CDFIs · State
Zero-interest loans to CDFIs, which then lend on to micro-businesses.
Triggered by a declared disaster rather than run on a fixed calendar.
Who qualifies
- Qualifying micro-businesses struggling to access capital following a declared disaster
- You borrow from a CDFI, not from the state
Who does not qualify
- Businesses not affected by a declared disaster
- Anyone looking for a grant. This is lending
Only live in the wake of a declared disaster, so check whether one covers your county before planning around it.
Texas Small Business Credit Initiative
RollingOffice of the Governor, Texas Economic Development and Tourism, with participating financial institutions · State
$472 million allocated across three programmes: the Capital Access Program, the Loan Guarantee Program and the Loan Participation Program. Individual sizes are set by the lender.
Rolling, through a participating financial institution.
Who qualifies
- Texas small businesses, with emphasis on traditionally underserved businesses and those affected by the pandemic
- You must be working with a participating lender
Who does not qualify
- Anyone looking for a grant. All three TSBCI programmes are lending and are repaid
- Businesses that cannot get a participating lender to take the application forward
How to apply
- Approach a participating financial institution
- The lender applies the TSBCI support to your facility
The largest pot of Texas small business money by far, and none of it is a grant. Worth knowing before spending a week hunting for Texas grants that mostly do not exist.
