Available in

United States · Pennsylvania

Small business grants in Pennsylvania

Pennsylvania funds small businesses mostly by lending, and several things the state lists as programmes are loans rather than grants. Below is which is which, what each pays, who it rules out, and the date a person last checked it against the official source.

Last reviewed 27 October 20264 programmes

Pennsylvania grant programmes at a glance

Pennsylvania small business grant programmes: 3 taking applications now, 1 closed.

ProgrammeAdministered byAmountStatusDeadlineSource
Amber Grant for WomenWomensNetUp to $75,000RollingRollingOfficial
Ben Franklin Technology Partners Challenge GrantBen Franklin Technology Development Authority, through the Pennsylvania Department of Community and Economic DevelopmentVariesRollingRollingOfficial
Pennsylvania Business Opportunities FundPennsylvania Department of Community and Economic Development, delivered by CDFIs Finanta and Bridgeway CapitalVariesRollingRollingOfficial
COVID-19 Relief Statewide Small Business Assistance (Pennsylvania)Pennsylvania Department of Community and Economic Development, from federal CARES Act funds$5,000 to $50,000ClosedNot statedOfficial

Every programme in detail

Read the exclusions before the eligibility. It is faster to find out you are ruled out than to find out you qualify.

Amber Grant for Women

Rolling

WomensNet · Private

Amount
Up to $75,000
Deadline
Rolling
Decision
Winners announced by the 21st of the following month

Three $15,000 grants every month, plus three $75,000 year-end grants.

Monthly. Applications close on the last day of every month, and winners are announced by the 21st of the following month.

Who qualifies

  • Woman-owned business
  • One application enters you for both the monthly grant and the year-end grant

Who does not qualify

  • Businesses that are not majority women-owned

How to apply

  1. Apply online before the month-end deadline
  2. Describe the business and what the money would do

Not Georgia-specific; open across the US and listed here because Georgia applicants qualify. The widely republished figures of $10,000 monthly and $25,000 annual are out of date. As of 27 October 2026 it is $15,000 and $75,000.

Ben Franklin Technology Partners Challenge Grant

Rolling

Ben Franklin Technology Development Authority, through the Pennsylvania Department of Community and Economic Development · State

Amount
Varies
Deadline
Rolling

Not published as a fixed figure. Set each year as a share of the BFTDA appropriation in the state budget, decided by the BFTDA Board.

Through the state grants portal. No fixed annual deadline published.

What it funds

  • Direct company investments
  • Business and technical support
  • Technology and entrepreneurial infrastructure

Who qualifies

  • Technology-oriented businesses, from start-up and early stage through to established companies
  • Entrepreneurs, investors, higher education institutions and research organisations
  • Ben Franklin Technology Partners alumni companies

Who does not qualify

  • Non-technology businesses. This is a technology development programme, not general small business support
  • Anyone expecting a published award size, because the amount is set annually from the state appropriation

How to apply

  1. Read the Ben Franklin Technology Partners Challenge guidelines
  2. Register and apply through the Pennsylvania grants portal at grants.pa.gov

Described by DCED as grants, loans and equity investments, so what you are offered may not be a grant at all. Pennsylvania's clearest state-level route to actual grant money, and it is restricted to technology.

Pennsylvania Business Opportunities Fund

Rolling

Pennsylvania Department of Community and Economic Development, delivered by CDFIs Finanta and Bridgeway Capital · State

Amount
Varies
Deadline
Rolling

No minimum or maximum loan size. Installment loans, lines of credit and technical assistance.

Rolling, through one of the two participating CDFIs rather than DCED.

What it funds

  • Working capital
  • Equipment
  • Leasehold improvements
  • Acquisition of owner-occupied real estate

Who qualifies

  • Small businesses needing capital and technical assistance to compete for government and private contracts
  • Priority for minority-owned and women-owned business enterprises
  • Located in one of 25 eligible Pennsylvania counties

Who does not qualify

  • Businesses outside the 25 eligible counties, which excludes most of the state including Philadelphia County
  • Anyone looking for a grant. This is lending and it is repaid, despite sitting on DCED's programmes list alongside grants

How to apply

  1. Check your county is on the eligible list
  2. Contact Finanta or Bridgeway Capital directly
  3. Apply through the CDFI, not through DCED

Routinely listed as a Pennsylvania small business grant. It is a loan. Recorded as one so nobody applies expecting free money.

COVID-19 Relief Statewide Small Business Assistance (Pennsylvania)

Closed

Pennsylvania Department of Community and Economic Development, from federal CARES Act funds · State

Amount
$5,000 to $50,000
Deadline
Not stated

Closed. DCED stated the second application window was the final opportunity to apply.

Who qualifies

  • When it ran: Pennsylvania businesses earning at least 51% of revenue in the state, with annual revenue of $1 million or less and 25 or fewer full-time equivalent employees as of 15 February 2020, able to document pandemic impact

Who does not qualify

  • Everyone, currently. There is no open window and the CARES Act funding behind it is spent

Still sitting on DCED's live programmes list in late 2026, which is why grant round-ups keep republishing it as available Pennsylvania money. It is not.

Verified 2026-10-27 · sourceClosed to new applications

Grants elsewhere

FAQ

Common questions about Pennsylvania grants

Fewer than the state's own programme list implies. The Ben Franklin Technology Partners Challenge Grant is real grant money but is restricted to technology businesses, and DCED describes it as grants, loans and equity investments. The Business Opportunities Fund, listed alongside it, is a loan. The COVID-19 relief grant still on the programmes page closed years ago.
No. It is an installment loan or line of credit delivered through two CDFIs, Finanta and Bridgeway Capital, and it is repaid. It is also limited to 25 of Pennsylvania's 67 counties, so check your county before going any further.
No. DCED stated that the second application window was the final opportunity, and the CARES Act money behind it is spent. It remains on the department's programmes page, which is why it keeps appearing in grant round-ups as though it were available.
If you are a technology business, Ben Franklin Technology Partners is the clearest state-level route to grant money. Otherwise expect lending. PA-SSBCI and the Business Opportunities Fund are both loan programmes, and both are more realistic than waiting for a grant round that may not come.
For the CDFI routes, yes. A CDFI underwrites like a lender and will expect a plan and a cash flow forecast. Ben Franklin will want the technology case and a commercialisation plan.
Every programme carries the date a person last confirmed it against the official source, shown on its entry. The bar at the top shows the most recent check across the whole list.

Still have questions? Contact our team

Upmetrics

Most grant applications ask for a business plan.

Summer Company wants one with a cash flow forecast. Starter Company Plus builds one into its training. Upmetrics writes both.

  • Business plan and cash flow forecast in one place
  • Export to PDF for the application
  • Cancel at any time