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Australia · New South Wales

Small business grants in NSW

Service NSW’s own small business grants hub lists nine things, and most of them are disaster relief, vouchers or loans. The one generally available grant open to an ordinary NSW business today is a $1,000 safety rebate. Below is every programme, what it pays, who it rules out, and the date a person last checked it against the official source.

Last reviewed 28 October 20266 programmes

NSW grant programmes at a glance

NSW small business grant programmes: 2 taking applications now, 2 being rechecked, 2 closed.

ProgrammeAdministered byAmountStatusDeadlineSource
CSIRO Kick-StartCSIRO, Australia’s national science agencyA$20,000 to A$60,000RollingRollingOfficial
SafeWork Small Business RebateSafeWork NSWUp to A$1,000RollingRollingOfficial
Great Western Highway Closure Small Business Support GrantsNSW Rural Assistance AuthorityUp to A$25,000Needs checkNot statedOfficial
NSW disaster relief loans for small businessNSW Rural Assistance AuthorityVariesNeeds checkNot statedOfficial
Supporting Women in Business (SWIB) GrantsNSW GovernmentA$150,000 to A$250,000Closed10 Nov 2025Official
MVP Ventures ProgramInvestment NSWA$20,000 to A$75,000Closed10 Apr 2026Official

Every programme in detail

Read the exclusions before the eligibility. It is faster to find out you are ruled out than to find out you qualify.

CSIRO Kick-Start

Rolling

CSIRO, Australia’s national science agency · Federal

Amount
A$20,000 to A$60,000
Deadline
Rolling

Dollar-matched funding of $20,000 to $60,000, paired with access to CSIRO research expertise and facilities.

What you put in

Dollar for dollar.

Who qualifies

  • Australian start-ups and small to medium enterprises
  • A scientific or technical research and development challenge CSIRO can work on
  • Able to match the funding dollar for dollar

Who does not qualify

  • Businesses with no scientific or technical research and development component
  • Businesses outside Australia
  • Anyone unable to meet the dollar-for-dollar match

Not state-specific. Open to innovative Australian start-ups and SMEs anywhere in the country, and listed on this page because businesses in this state qualify.

SafeWork Small Business Rebate

Rolling

SafeWork NSW · State

Amount
Up to A$1,000
Deadline
Rolling

Rebate against eligible safety items only. The approved list targets higher-level controls that remove or reduce a hazard. Personal protective equipment, such as safety glasses, gloves and hard hats, is explicitly not eligible.

Ongoing. Open since 1 October 2018.

Who qualifies

  • Small business owner or sole trader with an ABN
  • Between 0 and 50 full-time equivalent workers
  • Registered and operating in NSW, producing goods or providing services in NSW
  • Trading for at least 6 months
  • Application made in the name of the registered business owner
  • Falls under the scope of the NSW Work Health and Safety Act 2011
  • Charities and not-for-profits qualify if they employ between 1 and 50 FTE

Who does not qualify

  • Anyone who has received the rebate in the past five years, including through a different ABN of the same business
  • A co-owner of an ABN where a rebate has already been paid to the other owner
  • Businesses with more than 50 full-time equivalent employees
  • A subsidiary of a larger business
  • Voluntary associations
  • A charity or not-for-profit that employs nobody
  • Anyone already rebated for that item by any Commonwealth, state, territory or local government
  • Government departments and agencies
  • Investment trusts, managed funds and strata title schemes
  • Personal protective equipment, whoever is buying it

This is the only generally available NSW Government grant actually open to an ordinary small business as of 28 October 2026. It is worth $1,000 and it buys safety equipment.

Great Western Highway Closure Small Business Support Grants

Needs check

NSW Rural Assistance Authority · State

Amount
Up to A$25,000
Deadline
Not stated

Service NSW states grants of up to $25,000 are available to eligible small businesses.

Who qualifies

  • Small businesses affected by the Great Western Highway closure
  • Full criteria are not published on any page we can reach

Who does not qualify

  • Businesses not affected by the Great Western Highway closure
  • Confirm the rest directly with the Rural Assistance Authority before applying: we cannot verify it at source

Marked unverified on purpose. The Rural Assistance Authority’s own programme page returns HTTP 403 to us, so no page we can read states the current deadline or the eligibility rules. The $25,000 figure is taken from Service NSW, the NSW Government’s own portal. We will not fill the gap from third-party grant directories.

Before you apply

Most of these ask for a business plan first

Create your business plan

Plans starting from $14/month

Business plan and forecast

NSW disaster relief loans for small business

Needs check

NSW Rural Assistance Authority · State

Amount
Varies
Deadline
Not stated

Low-interest recovery loans. The amount and the rate are not published on any page we can reach.

Who qualifies

  • Small businesses affected by a declared natural disaster in NSW

Who does not qualify

  • Anyone looking for a grant: this is a loan and it is repaid
  • Businesses not affected by a declared natural disaster

Recorded because it sits on the NSW Government’s own small business GRANTS hub while being a loan you repay. Same 403 problem as the Great Western Highway grants: the administering authority’s pages are unreachable to us, so the terms stay unverified rather than guessed.

Supporting Women in Business (SWIB) Grants

Closed

NSW Government · State

Amount
A$150,000 to A$250,000
Deadline
10 Nov 2025

The 2025-26 round opened 13 October 2025 and closed 10 November 2025. It was a closed, non-competitive round, open by invitation only.

Who qualifies

  • Organisations delivering training, mentoring, networking or business development projects for women
  • In the 2025-26 round, only organisations invited by the NSW Government

Who does not qualify

  • Individual small businesses and sole traders, in every round. This funds delivery organisations, not business owners
  • Organisations that were not invited, in the 2025-26 invitation-only round
  • Anyone at all right now: the round closed on 10 November 2025

Widely listed by grant directories as a women’s small business grant. It is not one. SWIB funds organisations to deliver training, mentoring and networking projects for women in business, so the money goes to the delivery organisation rather than to a business owner. Previously named the Women in Business Networks Grants.

Verified 2026-10-28 · sourceClosed to new applications

MVP Ventures Program

Closed

Investment NSW · State

Amount
A$20,000 to A$75,000
Deadline
10 Apr 2026
Decision
Applicants are notified by email after the competitive assessment. Status is visible in the SmartyGrants portal until formal notification.

Stream 1: up to 50% of eligible project spend, maximum $50,000. Stream 2, for businesses that are majority women-owned and managed, regionally headquartered, or Aboriginal and/or Torres Strait Islander majority-owned: up to 75%, maximum $75,000.

Round 3 opened 9 March 2026 and closed 10 April 2026. Rounds 1 and 2 are also closed.

What you put in

Stream 1 requires a co-contribution of at least 50%. Stream 2 requires at least 25%.

Who qualifies

  • Active Australian Business Number (ABN)
  • Headquartered in NSW
  • An account with an Australian authorised deposit-taking institution
  • A company incorporated in Australia under the Corporations Act 2001, or an Aboriginal and/or Torres Strait Islander Corporation
  • Holds intellectual property, or the rights to commercialise it
  • Aggregated turnover of $400,000 or less in each of the three financial years before applying
  • 10 or fewer full-time equivalent employees, including founders
  • Project sits between Technology Readiness Level 3 and 9
  • Funded activities carried out in NSW, and completed within 12 months

Who does not qualify

  • More than 10 full-time equivalent employees, counting founders
  • Aggregated turnover above $400,000 in any of the three prior financial years
  • Businesses not headquartered in NSW
  • Businesses that do not hold the IP or the right to commercialise it
  • Projects below Technology Readiness Level 3, or already at market
  • Projects that would go ahead in NSW anyway without government support
  • Work carried out outside NSW
  • Projects running longer than 12 months or shorter than 3

As of 28 October 2026 the NSW Government page still presents Round 3 under the heading "Current round" while stating that it closed on 10 April 2026, six months earlier. The programme is not accepting applications. Treat the heading as stale, not as evidence the round reopened.

Verified 2026-10-28 · sourceClosed to new applications

Grants elsewhere

FAQ

Common questions about NSW grants

Fewer than almost any list suggests. The SafeWork small business rebate, worth up to $1,000 towards eligible safety equipment, is the only generally available NSW Government grant open to an ordinary small business. CSIRO Kick-Start is open nationally if you have a research and development project. Most other NSW programmes are closed, disaster-specific, or not open to individual businesses at all.
No. Round 3 opened on 9 March 2026 and closed on 10 April 2026. The NSW Government page still displays that round under the heading "Current round", which reads as though it is live. It is not. Watch the same page for a Round 4 announcement rather than trusting the heading.
Not as a business owner. SWIB funds organisations to deliver training, mentoring and networking projects for women in business, so the money goes to the delivery organisation rather than to you. The 2025-26 round was also invitation-only and closed on 10 November 2025. It is listed on grant directories as a women's small business grant, and that is misleading.
Not directly. There is no NSW equivalent of a start-up cash grant. The state's support for new businesses is advisory rather than financial, through the Service NSW Business Bureau. Grant funding in NSW is concentrated on innovation commercialisation, workplace safety, and disaster recovery.
For the competitive programmes, yes in substance. MVP Ventures requires you to evidence the market problem, commercial viability, project milestones, risks and expected economic benefit to NSW. That is a business plan and a forecast, whatever the application form calls it.
Every programme carries the date a person last confirmed it against the official source, shown on its entry. The bar at the top of the page shows the most recent check across the whole list.

Still have questions? Contact our team

Upmetrics

MVP Ventures wants your market evidence, milestones and forecast.

So does almost every competitive grant, whatever the form calls it. Upmetrics builds the plan and the financials together.

  • Business plan and cash flow forecast in one place
  • Export to PDF for the application
  • Cancel at any time