Executive Summary
FixRight Home Repair Services is a single-owner LLC specializing in handyman services, owned and operated by Owen Harrington. It’s based in the Hillsboro–West End corridor of Nashville, Tennessee. The business handles residential and small-office repairs, installations, and ongoing maintenance tasks. The workflow is built around what one skilled technician can complete each day, with attention placed on quick scheduling, clear communication, and steady turnaround rather than high-volume job counts.
The service model combines modern booking systems, real-time communication, and a broad repair skill set drawn from more than a decade of apartment maintenance work. This mix allows the owner to cover a wider range of repair categories while maintaining dependable response times and consistent job quality.
Startup Funding
Funding supports the purchase of a service van, tools, insurance, brand setup, software, and working capital for the first 45 days.
| Source | Amount |
|---|---|
| PNC Bank Service Business Loan | $30,000 |
| Owner Equity | $8,000 |
| Total Funding | $38,000 |
This capital covers the used 2019 Ford Transit Connect, Milwaukee and Dewalt tool sets, insurance, city licensing, van wrap, Jobber software, launch marketing, and sufficient working capital to maintain stable operations through the early months.
Market Opportunity
FixRight Home Repair Services operates in a market supported by aging housing stock, steady rental turnover, and limited availability of contractors willing to handle small, time-sensitive repair work. In Davidson County, many homes require ongoing maintenance, while landlords and homeowners increasingly prefer fast, clearly priced service over large renovation projects. These conditions create consistent demand for a schedule-driven handyman business focused on short-duration repairs and repeat service relationships.
Owner & Management
FixRight Home Repair Services is fully owned by Owen Harrington, who spent 12 years maintaining more than 260 residential units for a regional property group.
This experience gives him the ability to:
- Quote accurately and stay within scope
- Document each job with clear notes and photos
- Maintain consistent workmanship across varied repair types
- Provide communication habits that ease customer concerns
A part-time helper in Year 1 handles material runs, lifting, and simple tasks. This reduces downtime and supports more billable hours each week.
Financial Outlook
Projected growth reflects gains in scheduling consistency, quicker job turnover, and the gradual rise of recurring work from landlords and maintenance plan subscribers.
| Category | Year 1 ($) | Year 2 ($) | Year 3 ($) |
|---|---|---|---|
| Revenue | 143,000 | 179,000 | 215,000 |
| EBITDA | 48,980 | 75,940 | 100,900 |
FixRight reaches break-even at approximately $6,200 per month, achieved within 5-7 months of operation at an average of 1.8 billable jobs per day.

Business Overview
FixRight Home Repair Services operates from a leased office and dispatch base in the Hillsboro–West End corridor of Nashville, Tennessee. The location provides easy access to dense residential neighborhoods, older homes requiring recurring repairs, and a growing rental market reliant on fast turnaround work. This positioning reduces travel time between jobs, which is key to FixRight’s schedule-driven approach.
| Category | Details |
|---|---|
| Address | 1428 Briarwood Circle, Suite B, Nashville, Tennessee 37212 |
| Zoning | Local commercial use suitable for service businesses |
| Access | Near older single-family homes, condos, rental clusters, and small offices |
| Work Areas | Tool storage, van loading zone, parts, and materials shelving |
| Client Areas | Small administrative office for scheduling, documentation, and estimates |
| Logistics | On-site parking, space for van staging, easy access to main corridors for routing |
| Utilities | Connected to city power, water, and waste services |
| Build-Out Work | Storage shelving, safety setups, van loading workflow, signage installation |
| Compliance | Meets insurance requirements and Nashville business-use expectations |
| Lease Terms | Fully insured lease with long-term renewal options to support steady operations |
Legal & Operating Framework
FixRight Home Repair Services is registered as a Tennessee LLC, offering full control to the owner while separating personal liability from business obligations. The office and staging area support daily routing, material prep, and documentation for residential and small-office jobs.
Supply and Service Support
FixRight partners with local and national suppliers to maintain service quality:
- Home Depot and Lowe’s supply plumbing, electrical, and hardware materials.
- Milwaukee M18 and Dewalt 20V tool systems with replacement parts.
- Square Terminal for payments and invoices.
- Jobber for scheduling, routing, and invoice management.
- A local insurance provider ensures liability and bonding coverage.
- A CPA manages bookkeeping and financial reporting.
These partnerships allow the owner to focus on repairs while ensuring smooth operations and compliance.
Business Goals
FixRight Home Repair Services is built around practical operating targets tied to daily scheduling, repeat work, and cost control. The primary objectives include:
- Keep the daily schedule full with clearly scoped jobs while avoiding gaps between service visits
- Convert first-time homeowners, landlords, and property managers into repeat clients through consistent turnaround and documentation
- Increase maintenance plan sign-ups to create a steady base of recurring work alongside one-time repairs
- Deliver consistent workmanship by limiting job types to a defined handyman scope and documenting every visit with photos and notes
- Control overhead by keeping staffing lean, sourcing materials in advance, and avoiding low-margin or poorly defined work
These goals guide how jobs are accepted, priced, scheduled, and completed, ensuring the business grows steadily without sacrificing reliability or profitability.

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Market Analysis
Local Market Conditions
Several forces support a steady demand for small repair and maintenance work in the Nashville urban core:
(1) Aging housing inventory
More than 40% of homes in Davidson County are older than 30 years. Aging structures generate ongoing needs: Plumbing leaks, fixture replacements, drywall patching, outlet and switch work, door repairs, and appliance installs.
(2) Growth in rental turnover
Nashville’s rental volume continues to climb, and landlords require fast fixes between tenants. Small repairs, punch-list items, and safety checks are frequent and time-sensitive.
(3) Limited availability of responsive repair providers
Larger contractors prefer full remodels or multi-day work, leaving residents and small offices without timely support for minor repairs.
These conditions create an environment where a focused, fast-response handyman business can maintain a steady job pipeline across repeat residential clients, property managers, and small offices.
Additional housing market indicators also show ongoing repair activity tied to property transactions. As of October 2025, Nashville home prices were down by 2.2% compared to last year, with a median sale price of $459,500.

Also, this report shows that homes sold after an average of 76 days on the market, compared to 61 days last year, and monthly sales increased from 675 to 736 units. This level of activity contributes to recurring pre-sale touch-ups and small fixes associated with home turnover.
Customers Served
FixRight consistently serves five customer groups:
| Segment | What They Buy | Why They Choose FixRight Instead of Larger Contractors |
|---|---|---|
| Homeowners | Fixture replacements, drywall repair, minor plumbing and electrical, TV mounting | Larger firms avoid small jobs; homeowners want fast scheduling and clear pricing |
| Busy professionals | Punch-list repairs, installations, small fixes | They need dependable arrival times and predictable visit lengths |
| Senior residents | Safety updates, grab bars, step repairs, lighting fixes | They prefer a trusted technician with patient communication skills |
| Landlords & property managers | Turnover fixes, patchwork, locks, seasonal checks | They want fast turnaround, photo documentation, and repeatability |
| Small offices | Light repairs, fixtures, shelving, and maintenance checks | They need a single contact for ongoing upkeep |
Competitive Landscape and Positioning
The handyman service market in Nashville is diverse and fragmented. It includes a mix of independent handymen, larger contractor-based services, and small franchises focused on both residential and light commercial work. This fragmentation leads to a wide variation in service pricing, quality, and customer experience.
For homeowners, property managers, and small offices, this variety often leads to confusion. Options range from small independent handymen who may lack reliability to franchises or contractors with high service fees and slow scheduling. FixRight Home Repair Services is set up to fill this gap by providing fast, dependable repairs with clear pricing, without the higher prices and long wait times common with larger contractors.
Primary Competitor Categories
Independent solo handymen are direct competitors, while franchise handyman services and full-service contractors are indirect competitors due to differences in pricing structure, response time, and job scope.
Independent Solo Handymen
Independent handymen often offer services on a casual basis, typically at lower rates, but tend to suffer from:
- Unclear service boundaries
- Inconsistent work quality
- Limited availability
FixRight differentiates itself by offering fixed pricing, clear service scope, and reliable scheduling with text-based updates, ensuring customer trust and repeat business.
Franchise Handyman Services
Franchise services offer brand recognition but often come with:
- High service costs due to franchise fees and overhead
- Longer wait times for service due to increased demand
- Limited service flexibility, with a one-size-fits-all approach
We do not consider franchise handyman services our primary competition. While franchises operate in the market, many homeowners and landlords prefer local, independent providers for routine repairs because of faster response times, clearer communication, and greater flexibility.
We focus on reliable scheduling, straightforward pricing, and owner-led service without the added costs or delays of a franchise model.
Full-Service Contractors
Larger contractors focus on large-scale renovations and remodels. They generally provide:
- High project fees based on the scope of work
- Long job timelines
- Focus on multi-day projects rather than quick repairs
FixRight competes by specializing in smaller, quicker jobs with predictable pricing, targeting a market of customers who need immediate, smaller repairs rather than full-scale construction projects.
Positioning Strategy
FixRight Home Repair Services is set up as a fast, dependable handyman service with clear pricing. It serves homeowners, small offices, and landlords.
The business focuses on:
- Same-day or next-day scheduling to shorten wait times
- Clear pricing shared upfront with no surprise charges
- Hands-on experience with older homes and repeat repair issues
- Maintenance plans made for landlords and property managers
This position fits customers who want repairs done quickly and correctly, without the higher costs or long delays often seen with large contractors or franchise services.
Pricing and Value Perception
The pricing structure is designed to stay affordable for middle-income households while reflecting real repair experience. FixRight offers:
- Affordable pricing for common repair work
- Clear costs with no hourly billing or hidden fees
- Maintenance plans for ongoing repair and upkeep needs
Customers value the service not only for price and speed, but also for clear updates and dependable results. For FixRight, this pricing approach supports steady scheduling and predictable revenue over time.
Competitive Advantages
FixRight’s strengths are based on simple operations, steady service, and efficient daily work. Here’s where it stands out:
- Lower overhead costs give the business flexibility and allow pricing to stay competitive.
- Owner-led service delivery keeps job quality consistent and ensures customers deal with the same technician each visit.
- Clear service limits prevent the business from taking on unsuitable work and help maintain quality across defined job types.
- Strong experience with older homes supports recurring repair and maintenance needs that many competitors do not focus on.
These strengths help FixRight maintain a defensible position in a competitive market without relying on price cuts or rapid expansion.
FixRight Home Repair Services is not built to dominate the market, but to serve a defined group of homeowners, landlords, and small businesses that need dependable, fairly priced, and timely handyman services.
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Service Overview
The services below represent FixRight’s primary day-to-day repair work.
| Service Category | Typical Price Range | Notes |
|---|---|---|
| Minor Electrical Work | $85–140 | Switches, outlets, and lighting swaps are within a handyman’s scope |
| Plumbing Fixes | $90–160 | Leaks, faucet installs, and toilet repairs within allowed limits |
| Drywall Repair | $120–280 | Patching, hole repair, sanding, paint-ready finishing |
| Door and Lock Repairs | $75–130 | Hinges, strikes, locksets, and sticking doors |
| TV Mounting | $120–165 | Wall mounting, cable routing, and hardware installation |
| Furniture Assembly | $75–140 | Flat-pack furniture, shelving units |
| Appliance Installation | $140–220 | Dishwashers, microwaves, and vent hoods |
| Seasonal Maintenance Checks | $95–145 | Safety checks, minor fixes, filter replacements |
Each job includes a clear estimate, scope confirmation through Jobber, and before-and-after photo documentation at completion.
Service Plans
Our affordable service plans define optional recurring maintenance visit schedules by frequency and service level.

Plans reduce emergency calls and support steady upkeep for older properties.
Landlord and Trade Services
Local landlords and rental operators rely on consistent turnaround and clear documentation for tenant readiness.
| Service | Billing Model | Typical Use |
|---|---|---|
| Turnover Repair Packages | Per visit | Patching, fixture swaps, lock checks, and minor plumbing |
| Recurring Maintenance | Per plan or per month | Scheduled upkeep for multi-unit properties |
| Safety Updates | Per job | Smoke detectors, loose rails, and lighting fixes |
| Small-Office Repairs | Hourly or per task | Shelving, fixtures, minor electrical, and drywall patches |
These services give property managers predictable scheduling and complete photo records for their files.
Specialty Services
These offerings strengthen margins and help maintain steady work across slower periods.
| Service | Typical Price | Role |
|---|---|---|
| Home Safety Assessment | Included with select jobs | Identifies small issues before they become urgent |
| After-Hours Service | +30% | Support from 6 PM to 10 PM |
| Emergency Call-Out | +45 dollars | Same-day priority visits |
| Material Sourcing | At cost + markup | Customer-approved parts for repairs |
| Hardware Upgrades | Varies | Premium fixtures, faucets, and lighting |
These add-ons give customers flexible options and reduce the risk of return visits.
Client Support Add-ons
FixRight includes several communication and documentation steps to keep the repair process clear and reassuring for customers.
- Scope confirmation through photos before scheduling
- Text-based arrival updates and two-hour service windows
- Before-and-after photos for every job
- Notes for future repairs or maintenance needs
- Simple estimates and invoices sent digitally
- Priority scheduling for maintenance plan members
These extras help customers understand the work, stay informed during visits, and maintain long-term trust in the service.
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Marketing & Sales Approach
Marketing Strategy
FixRight uses a focused, low-cost channel mix designed for a one-owner handyman operation serving local homeowners, landlords, and small offices.
Google Local Search and Maps – 40%
Most customers discover FixRight while searching for nearby repair services, appliance installs, or small home fixes. An active Google Business Profile with updated hours, service photos, and recent reviews supports consistent inbound demand.
Yelp and Local Directories – 20%
Yelp and neighborhood directories provide secondary visibility, particularly for renters and property managers seeking vetted service providers. Accurate listings and prompt responses support conversion.
Neighborhood Referrals and Facebook Groups – 20%
Local Facebook groups and neighborhood forums generate word-of-mouth leads. Homeowners frequently request recommendations for small repairs, creating organic referral opportunities without paid spend.
Property Manager Outreach – 15%
Direct outreach to property managers and rental operators supports recurring turnover and maintenance work. Clear service scope, documentation, and response reliability drive repeat use.
Light Social Media Presence – 5%
Before-and-after photos and short repair clips are shared occasionally to reinforce credibility, but social media is not relied on as a primary lead source.
This mix reflects how local customers typically search for and select handyman services, with emphasis on intent-driven discovery rather than broad awareness campaigns.
Customer Acquisition Tactics
Customer acquisition relies on practical, trust-based triggers rather than promotions:
- Clear service listings tied to specific repair categories
- Fast response to inquiries and quote requests
- Consistent photo documentation of completed work
- Review requests after successful jobs
- Repeat scheduling reminders for maintenance-plan clients
These tactics support steady inbound volume without requiring ongoing advertising management.
Launch and Early Visibility
During the launch phase, FixRight Home Repair Services follows a step-by-step visibility sequence that begins with accurate local listings and builds toward repeat service demand.

The goal is to attract correctly scoped jobs early and avoid price-sensitive or unsuitable work.
Advertising and Marketing Spend
Marketing spend remains modest and targeted, with emphasis on local discovery rather than broad reach:
- Profile management for Google Local and directories
- No long-term paid advertising commitments in Year 1
- Occasional boosted posts or listing enhancements as needed
This approach limits overhead while maintaining consistent lead flow.
Sales Drivers
Sales are driven by:
- Predictable daily job volume from small residential repairs
- Repeat service from landlords and property managers
- Maintenance plan visits that stabilize scheduling
- Add-on services identified during on-site work
The model prioritizes steady throughout and controlled scope over high-volume or low-margin work.
Property Manager Partnerships
Property managers and rental operators require fast, repeatable repair support between tenant turnovers and during ongoing occupancy. FixRight supports these needs by handling small, time-sensitive repairs with clear documentation and consistent response times.
| Type of Work | What FixRight Provides |
|---|---|
| Turnover repairs | Fast completion of punch-list items such as drywall patches, fixture replacements, and minor fixes between tenants |
| Minor plumbing and electrical | Within-scope repairs completed quickly to meet move-in readiness requirements |
| Photo documentation | Before-and-after photos and job notes for property records and tenant files |
| Ongoing maintenance | Repeat service for recurring issues without the need to re-onboard new vendors |
This structure allows property managers to rely on a single service provider for small repairs, reducing delays, coordination effort, and unit downtime.
Seasonal Service Offers
Seasonal services are used to smooth demand and fill slower periods:
- Gutter cleaning during fall and spring
- Winter safety checks and small interior repairs
- Bundled small-fix services during slower months
These offerings help maintain consistent weekly scheduling.
Workload Breakdown
FixRight maintains a balanced workload across homeowners, landlords, and small-business clients. Maintenance plans and repeat service relationships support predictable month-to-month demand while allowing flexibility for one-time repair requests.
Operations Plan
FixRight Home Repair Services runs as a schedule-driven handyman operation with a steady workflow of residential repairs, small-office fixes, installation jobs, and recurring maintenance-plan visits. The objective is to keep daily routing predictable, maintain consistent workmanship, and protect cash flow by avoiding idle time between appointments.
How FixRight Works
FixRight is designed for a single technician and a part-time helper. The business follows a job sequencing and scheduling model that avoids overbooking or idle time.
| Stage | What Happens | Why It Matters |
|---|---|---|
| Intake & Assessment | Customers send photos or describe issues; scope is defined in Jobber. | Filters unclear requests and prevents scope creep. |
| Scheduling | Jobs placed into two-hour arrival windows with text updates. | Keeps travel time predictable and reduces customer wait times. |
| Material Prep | Common parts stocked in the van; specialty items sourced beforehand. | Reduces delays and return trips during the job. |
| On-Site Repair | Plumbing, electrical, drywall, fixtures, and installs completed. | Maintains consistent workmanship and visit durations. |
| Documentation | Before and after photos taken; invoices sent via Jobber. | Builds trust, reduces disputes, and creates a record for repeat clients. |
| Follow-Up | Notes recorded for future repairs or recurring issues. | Supports maintenance plans and long-term client retention. |
This workflow supports a mix of one-time repairs, property manager turnover work, and maintenance plan visits.
Quality Control
Every visit includes photo documentation, confirmation of completed tasks, and recorded notes in Jobber. Electrical and plumbing tasks are kept strictly within Tennessee’s handyman allowances. Tools and materials are checked during morning prep to reduce mid-day delays.
Material and Cost Control
Materials for each job are sourced ahead of time, with receipts and parts tracked in Jobber. Deposits for larger installs cover material costs. Costs, margins, and labor time are reviewed daily to maintain a stable cash flow.
The owner manages repair work, customer communication, scheduling, and supplier trips. Small tasks, seasonal checks, and maintenance-plan visits fill gaps between larger jobs to keep the weekly workflow full.
Hours of Operation
FixRight operates with a service schedule built around predictable communication and consistent on-site work.
| Day | Hours | Notes |
|---|---|---|
| Mon–Sat | 8:00 AM to 6:00 PM | Repair visits, installs, and customer calls |
| After-hours | 6:00 PM to 10:00 PM | Emergency visits at a premium rate |
| Sunday | Closed | – |
Seasonal checks and multi-room fixes are planned early in the day to prevent spillover into peak hours.
Facility Overview
The office and staging area provide the physical space for storage, paperwork, and daily van preparation.
| Zone | Function | Notes |
|---|---|---|
| Tool & Supply Storage | Hardware, plumbing parts, electrical supplies, drywall kits | Shelving arranged by job type for quick restock |
| Van Staging Area | Daily load-out and inventory checks | Positioned for fast entry/exit to reduce morning prep time |
| Small Office | Scheduling, quotes, calls, vendor receipts | Quiet area separated from loading activities |
| Safety & PPE Station | Gloves, masks, knee pads, eye protection | Accessible during morning and end-of-day checks |
Workspace Setup
The office and staging space are structured to reduce search time, material trips, and daily setup hours.
Material Flow Efficiency
Parts and supplies move from storage shelves directly into the service van during morning prep. Common repair materials are stocked at chest height for fast access, and specialty items are grouped to minimize searching.
Straight-Line Preparation
The van is loaded in the same order each day: plumbing totes, electrical kits, drywall supplies, hardware bins, fasteners, and hand tools. This standard layout reduces forgotten materials and repeat trips to suppliers.
Noise and Safety Separation
Tool handling and van prep occur in the rear section of the unit, while the front office remains quiet for customer calls and invoicing.
Dedicated Safety Zone
Protective gear and first-aid materials are stored in one station so the owner can quickly gear up for crawlspaces, attic work, and minor demolition tasks.
Efficient Storage Design
- Vertical shelving for tools and totes
- Hooks and racks for ladders and extension cords
- Labeled bins for plumbing, electrical, and hardware supplies
This layout keeps operations organized, reduces downtime between calls, and supports reliable same-day or next-day scheduling.
Safety & Compliance Plan
FixRight maintains safety measures to keep field operations compliant, predictable, and low-risk.
- Liability insurance, bonding, and business licensing are kept current
- PPE required for electrical, plumbing, and drywall tasks
- Tools are inspected weekly for cord wear, bit damage, and battery condition
- Ladders checked for stability and safe weight ratings
- All work stays within the Tennessee handyman scope for electrical and plumbing tasks
- Photo documentation for every job to reduce disputes and improve warranty practices
Chemical products are stored in sealed containers per manufacturer guidance. Vehicles are stocked with a first aid kit, gloves, goggles, and respirators to support safe on-site work conditions.
These measures protect both customers and the business while reducing the likelihood of callbacks or safety incidents.
Technology Integration
FixRight uses practical digital tools to support quoting accuracy, scheduling, and financial tracking without adding unnecessary complexity.
Scheduling & Workflow
This image explains how Jobber, a service business management tool, streamlines the scheduling, routing, and job completion process for handyman businesses. It offers a complete solution to manage operations, from scheduling appointments to sending follow-up messages.

Inventory & Material Tracking
A simple digital log tracks:
- Plumbing and electrical parts
- Drywall materials
- Common hardware
- Replacement stock levels
This helps the owner plan supply runs and avoid mid-day shortages.
Accounting & Reporting
Square Terminal handles payments, while QuickBooks manages invoices, expenses, tax records, and cash flow summaries. A CPA reviews the bookings monthly for clean lender reporting.
Equipment & Vehicle Logs
Service records for tools and the Ford Transit Connect are stored digitally, including inspection dates, maintenance history, and repair notes. These logs are reviewed regularly to plan servicing, track wear, and prevent unexpected equipment or vehicle downtime during scheduled jobs.
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Financial Plan
The financial plan reflects FixRight’s updated startup funding, cost structure, and three-year performance outlook. Because the business builds its customer base during the first year and absorbs initial vehicle and equipment expenses, early profitability remains moderate.
With fixed monthly costs of approximately $4,020 and a break-even point of about $6,200 per month, the business reaches break-even within the first 6 to 7 months of operation.
Once steady scheduling is established, recurring landlord work and maintenance plan subscribers strengthen workflow consistency and support continued gains through Year 2 and Year 3.
Startup Costs
FixRight requires $38,000 to cover startup costs, including the service van, tools, insurance, branding, software, licensing, marketing launch, and 45 days of working capital.
| Category | Cost (USD) |
|---|---|
| Used Service Van | 16,500 |
| Tools and Equipment | 8,500 |
| Insurance (Initial) | 2,500 |
| Branding and Van Graphics | 2,000 |
| Jobber (Annual) | 600 |
| Licensing and Permits | 500 |
| Marketing Launch | 1,400 |
| Working Capital (45 days) | 6,000 |
| Total Startup Costs | 38,000 |

Funding Structure
Total available funding of $38,000 provides coverage for startup costs and maintains an opening cash buffer during early operations.
| Source | Amount ($) | Notes |
|---|---|---|
| PNC Bank Service Business Loan | 30,000 | 5-year term, 10.3 percent fixed rate |
| Owner Equity Contribution | 8,000 | Cash invested by owner |
| Total Funding Available | 38,000 | Covers startup costs and opening cash reserve |
Owner equity reflects personal cash contribution and pre-launch expenses already incurred for tools, licensing, and setup.
Loan Terms (Proposed)
Type: Used vehicle and equipment loan
Lender: PNC Bank – Nashville West End Branch
Amount: 30,000
Term: 5 years
Interest Rate: 10.3 percent
Collateral: Service van, tools, equipment
Guarantee: Personal guarantee from the owner
This structure provides the business with enough runway to cover startup purchases, maintain working capital, and support its early customer acquisition period.
Important Assumptions
Revenue mix: Repairs, installations, light plumbing and electrical work, drywall, turnover services, and maintenance plans.
- Average job size: 135 dollars
- Daily volume: 3–4 billable jobs in Year 1, increasing in later years
- Material cost share: ~14 percent of revenue
- Direct labor costs included in COGS: owner labor + helper labor
- Operating expenses include: insurance, tools, fuel, software, marketing, admin support, and general overhead
- Break-even point: ~6,200 dollars per month
- Loan terms applied: 30,000 at 10.3 percent for 5 years
Revenue Assumptions
| Item | Value |
|---|---|
| Average Ticket Size | 135 dollars |
| Jobs per Day (Year 1 Avg) | 3.5 |
| Working Days per Month | 26 |
| Maintenance Plan Revenue (Year 1) | 8,000 |
| Revenue Growth | +25 percent Year 2, +20 percent Year 3 |
| Year 1 Revenue | 143,000 |
| Year 2 Revenue | 179,000 |
| Year 3 Revenue | 215,000 |

Year 1 revenue reflects a ramp-up period, with average daily job volume below the stabilized 3.5 jobs per day during the first several months of operation.
Cost of Goods Sold (Owner Labor Included)
COGS includes all labor needed to complete jobs.
| COGS Category | Year 1 | Year 2 | Year 3 |
|---|---|---|---|
| Materials (14% of revenue) | 20,020 | 25,060 | 30,100 |
| Owner Labor (Economic Cost) | 30,000 | 32,000 | 34,000 |
| Helper Labor | 10,000 | 12,000 | 14,000 |
| Total COGS | 60,020 | 69,060 | 78,100 |
Operating Expenses
| Operating Expense | Year 1 | Year 2 | Year 3 |
|---|---|---|---|
| Insurance | 3,200 | 3,400 | 3,600 |
| Fuel and Van Costs | 7,200 | 7,500 | 7,800 |
| Marketing | 7,200 | 7,200 | 7,200 |
| Software (Jobber, Square) | 1,400 | 1,500 | 1,600 |
| Admin / Dispatcher PT | 7,500 | 7,500 | 7,500 |
| Tools, Replacements, Consumables | 5,000 | 5,200 | 5,400 |
| Misc Office / Admin | 2,500 | 2,700 | 2,900 |
| Total Operating Expenses | 34,000 | 34,000 | 36,000 |
Note: Total operating expenses remain flat in Years 1 and 2 due to a stable staffing structure, fixed software and marketing costs, and controlled overhead. Modest increases beginning in Year 3 are driven by fuel, insurance, and consumable cost adjustments.

Profit and Loss (P&L) Statement
| Category | Year 1 ($) | Year 2 ($) | Year 3 ($) |
|---|---|---|---|
| Revenue | 143,000 | 179,000 | 215,000 |
| COGS | 60,020 | 69,060 | 78,100 |
| Gross Profit | 82,980 | 109,940 | 136,900 |
| Operating Expenses | 34,000 | 34,000 | 36,000 |
| EBITDA | 48,980 | 75,940 | 100,900 |
| Depreciation | 3,800 | 3,800 | 3,800 |
| Interest Expense | 2,450 | 1,650 | 800 |
| Net Income Before Tax | 42,730 | 70,490 | 96,300 |
| Estimated Taxes | 6,400 | 10,600 | 14,400 |
| Net Income | 36,330 | 59,890 | 81,900 |
Cash Flow Statement
| Category | Year 1 ($) | Year 2 ($) | Year 3 ($) |
|---|---|---|---|
| Net Income | 36,330 | 59,890 | 81,900 |
| Depreciation | 3,800 | 3,800 | 3,800 |
| Change in A/R | -2,000 | -500 | -500 |
| Change in Inventory | -1,000 | -200 | -200 |
| Change in A/P | 2,500 | 500 | 500 |
| Net Cash from Operations | 39,630 | 63,490 | 85,500 |
| Capital Expenditures | -23,000 | -2,000 | -2,000 |
| Net Cash from Investing | -23,000 | -2,000 | -2,000 |
| Loan Proceeds | 30,000 | – | – |
| Loan Payments | -7,200 | -7,200 | -7,200 |
| Owner Equity Contribution | 8,000 | – | – |
| Net Cash from Financing | 30,800 | -7,200 | -7,200 |
| Net Cash Flow | 47,430 | 54,290 | 76,300 |

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Balance Sheet
| Asset | Year 1 ($) | Year 2 ($) | Year 3 ($) |
|---|---|---|---|
| Cash | 24,430 | 78,720 | 155,020 |
| Accounts Receivable | 2,000 | 2,500 | 3,000 |
| Inventory | 1,500 | 1,700 | 1,900 |
| Prepaid Expenses | 1,000 | 1,000 | 1,000 |
| Van & Tools (Net) | 19,200 | 15,400 | 11,600 |
| Total Assets | 48,130 | 99,320 | 172,520 |
| Liabilities | |||
| Loan Balance | 27,000 | 20,200 | 13,400 |
| Accounts Payable | 2,500 | 3,000 | 3,500 |
| Total Liabilities | 29,500 | 23,200 | 16,900 |
| Equity | |||
| Owner Equity | 8,000 | 8,000 | 8,000 |
| Retained Earnings | 10,630 | 68,120 | 147,620 |
| Total Equity | 18,630 | 76,120 | 155,620 |
Break-Even Analysis
| Item | Value |
|---|---|
| Monthly Fixed Costs | $4,020 |
| Contribution Margin | 65 percent |
| Break-Even Revenue | $6,200 per month |
| Jobs Needed | 1.8 jobs per day |
| Break-Even Timeline | Achieved in Month 5–7 |
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