The Top 13 AI Business Plan Generators: A 2025 Guide

Let’s face it, drafting a business plan has never been a stroll in the park. Thanks to AI business plan generators, the process has become much easier and faster.

But, with only a few worthwhile options available, it’s challenging to find the right business plan generator that suits your requirements.

Don’t worry; we’ve got you covered. Here’s a list of the 13 best AI-based business plan generators to help you get started.

Sounds interesting? Let’s dive right in.

Let’s take a closer look at these 13 AI-based business plan generators.

13 Best AI-based Business Plan Generators

1. Upmetrics

Upmetrics’ AI business plan generator is the most efficient and reliable business planning solution available.

The primary issue with most plan generators (not Upmetrics) is that they’re new, focus only on writing, and lack the depth and understanding required as a business planning tool.

Upmetrics has been one of the leading planning tools for a few years now. It has a much better understanding of planning, and promptly implemented AI integrations make the tool the best solution out there.

Upmetrics’ AI plan generator allows you to create a detailed business plan in under 10 minutes. You answer a few relevant questions about your business and it’s ready. (just like that!)

AI writing assistant further helps you to auto-write, refine, or translate sections of your plan. You may also use it to shorten, expand, or change the tone of your text.

The part where Upmetrics stands out from other planning tools is its financial forecasting capabilities.

While AI forecasting suggestions help reduce the guesswork, easy-to-navigate functionality and the ability to integrate accounting software ensure accurate financial projections.

Besides, the AI co-pilot instantly answers any of your plan-related questions, offering insights like a business mentor.

All in all, Upmetrics proves to be a worthy investment, considering the number of features it offers at a very competitive pricing range. Look at its extended feature offerings for a more precise understanding.

Pricing

Check out Upmetrics’ pricing plans:

Plan	Starter	Premium	Professional
Pricing	$7/ month	$14/ month	$37/ month

Remember, only Upmetrics premium users can access the AI assistance feature. Refer to a pricing page for more information.

Ratings

• G2: 4.9/5.0
• Capterra: 4.8/5.0

2. Bizplanr

Bizplanr is a modern, free AI business plan generator. The one thing that generally comes into our minds when we hear the word “free” is the quality. It’s hard to expect great quality when opting for a free tool.

Bizplanr came off as a surprise when we tested it to create a business plan.

While it definitely can’t compare to the quality of a tool like Upmetrics, Bizplanr does an excellent job generating a plan, which you can further edit and modify depending on your requirements.

To create a plan using Bizplanr, you need to answer a few business-related questions. Once you’re done, it starts generating a plan. Surprisingly, after the inputs, it just took a minute or two to show us the final results.

While I had to make a few minor edits, the result was quite impressive.

The only problem I had with Bizplanr was the level of customization. AI will generate a plan, but you can’t customize it using the free version. You need to upgrade to a premium plan. (They can’t give it all for free, right?)

In a nutshell, Bizplanr can help you create a surface-level plan that you can begin with, but for detailed planning, consider my first recommendation.

Limitations

• Lacks detailed financial forecasting features.
• Limited customization and collaboration options.
• Doesn’t integrate with accounting software.

Pricing

Plan	Basic	Premium
Pricing	Free	Starts at $7/ month

Ratings

Google Play: 5 stars

3. Liveplan

Developed by Palo Alto Software, LivePlan is one of the top-rated business planning, budgeting, and performance-tracking software.

It helps young entrepreneurs, startups, and small businesses make strategic business planning a breeze using its easy-to-follow guides, tutorials, instruction manuals, and expert insights.

Further, it takes care of financial planning with its built-in formulas and solid budgeting features. So you don’t have to mess with lengthy spreadsheets.

However, its financial forecasting only supports monthly and annual projections, which may not work for businesses that need quarterly or semi-annual projections.

That said, while LivePlan provides a comprehensive suite of features, some users find that there are limited formatting customization options and graphical representations of financial data are also basic. Also, exporting to Excel requires a bit of manual adjustments.

Overall, LivePlan is a well-rounded tool that covers all the essentials—one-page plans, financial reporting, budgeting, AI assistance, automatic financials, and others.

But considering its steep learning curve, limited financial analysis capabilities, and limited integrations, you may want to explore other LivePlan alternatives.

Limitations

• AI may generate superficial content requiring more edits.
• Limited customization for formatting and design.
• No quarterly or semi-annual financial forecasts.
• Requires a bit of a learning curve.

Pricing

Check out the pricing plans for LivePlan. You may visit their pricing page for detailed information.

Standard	Premium
$15/ month	$30/ month

Ratings

G2: 4.1/5.0

Capterra: 4.5/5.0

4. Promet AI

Promet AI is an advanced AI-driven business planning and financial analysis tool designed to help entrepreneurs and small business owners prepare professional business plans and industry-standard valuations easily.

It simplifies the complex business planning process with its guided questionnaire, solid valuation tools, and business plan samples.

This platform gathers your business details and turns them into a polished, visually appealing presentation along with accurate and reliable financial projections. While the AI-generated insights are helpful, they sometimes require manual editing for better relevance and precision.

The in-built strategic toolkit helps with strategy analysis and scenario testing. But there’s a significant learning curve, especially if you’re new to planning.

Compared to other AI business plan generators, it’s more expensive for the features it claims to offer.

Limitations

• Rigid valuations with no editing flexibility.
• Steep learning curve to make the most of this tool.
• Higher pricing tiers may not work for all.

Pricing

Promet AI has a free plan, but it only gives access to 1 Business Plan, so you will definitely need a subscription moving forward.

Plan	Pro	Team	Enterprise
Price (If billed Annually)	$12 per month	$40 per user/ month	Custom

Rating

Trustpilot: 4.3/5.0

5. Grammarly

Grammarly is the most trusted, cloud-based writing assistant—primarily known for enhancing grammar, spelling, tone, and clarity.

While it isn’t specifically designed as a business plan generator, its newly introduced feature allows users to create a clear, concise executive summary or a one-page business plan.

You answer a few simple questions about your business, and AI will generate a quick one-page. That’s all there’s to it.

But can it be used for a full-fledged business plan? Guess not.

Since it’s not a dedicated planning tool, you may find features like plan builder, financial forecasting, and strategic planning missing from their offerings.

Grammarly is an excellent grammar correction & writing assistant; it’s not a tool for professional planning. If you’re serious about your business and plan, you’d be better off using tools like Upmetrics and Liveplan, even ChatGPT.

Limitations

• Only generates summaries or one-page plans, not full business plans.
• Lacks tools for financial forecasting and market analysis.
• Limited language support.
• Doesn’t offer industry–specific templates.

Pricing

Grammarly’s AI business plan generator is free to use, but it may not help you with detailed planning.

Ratings

• G2: 4.7/5.0
• Capterra: 4.8/5.0

6. PlanPros

PlanPros is yet another AI business plan generator that takes around 12 minutes to create a comprehensive business plan or at least a first draft of your plan.

With a structured questionnaire approach, it collects key details about your business and automatically generates information-rich sections for your plans that include executive summaries, target customers, marketing strategies, as well as financial projections.

It’s designed to be intuitive, and easy-to-use that requires little to no learning curve, making the planning process smooth, even for first-time users.

That said, PlanPros’ AI-generated plans might seem somewhat generic, requiring users to customize sections to better reflect their unique business nuances.

Limitations

• AI content may feel generic and needs manual editing.
• Doesn’t offer collaborative features.
• Lacks accounting or ERP systems integration.

Pricing

PlanPros doesn’t have a free plan, but a free trial is available. Check out its pricing plans.

12 months of access to PlanPros	$197
One-time fee (special discount)	$97

Ratings

• NA

7. 15MinutePlan

15MinutePlan is an AI-enhanced business planning tool that helps entrepreneurs and small businesses create professional business plans in just 15 minutes.

The tool simplifies the planning process—Just fill out simple forms with details about your business, choose your preferred language, and quickly you’ll have a professional plan ready to go.

Once the plan is ready, you may select the “Talk To Plan” feature, which allows you to edit or refine your business plans by typing specific requests. The AI takes over to make the required changes.

No doubt, 15MinutePlan.AI is great for a quick draft, but it falls short for users needing comprehensive plans. Also, its AI-generated plans can sometimes feel generic and you’ll need manual edits to fit your business requirements.

Limitations

• No in-built business plan editor for customizations.
• Limited free preview features with no customization flexibility.
• No verified user reviews to learn about its user experience.

Pricing

Starter package	$69 Lifetime access
Professional package	$99 Lifetime access

Ratings

Trustpilot: 4.4

8. Venture Planner

Venture Planner is an AI-enabled business planning solution best known for its business planning and forecasting features. It’s been a popular choice among entrepreneurs since its launch in December 2023.

Having tested and reviewed multiple tools, Venture Planner looks much better and promising compared to other tools on the list.

The tool is backed by a thoroughly trained AI, a well-coded platform, and informative resources. Like it was with Bizplanr, you need to answer a few questions about your business to begin with.

While the step-by-step plan creator and examples are helpful, the AI response may be generic. Providing customizations could’ve helped.

The platform lacks planning flexibility. You can’t skip sections or plan as you see fit; you need to follow a specific order to complete your plan. Besides, I found the tool to be missing out on a few functionalities like advanced forecasting tools, idea generation, and rewriting features.

In short, Venture Planner is a great tool; it has some great business planning features. But it might just not work for someone looking for a flexible tool that they can use to create a business plan at their own pace.

Limitations

• Lacks advanced financial forecasting features and rewriting options.
• No accounting software integration.
• Limited flexibility and customization features.

Pricing

The difference between both plans is that the consultant plan allows you to create ultimate business plans. While you can pay monthly, the annual subscription allows you to save 50% on both of your plans.

Business	Consultant
$14/mo	$40/mo

Ratings

Trustpilot: 2.9

9. Simplified

Simplified is an all-in-one content creation platform that combines graphic design, AI writing, and social media management.

While it includes an AI Writer capable of generating content for business plans, its primary focus remains on marketing and branding materials.

To use Simplified AI for business plans, you’ll need to sign in, navigate to the AI Writer Dashboard, and select “AI Chat.” Provide your business category and a brief description, and the tool will generate content for your plan within minutes.

However, the generated content is better suited for summaries or promotional sections rather than detailed business plans.

Overall, this platform stands out for creating marketing content like ads, social media posts, and branded visuals. It can also help drafting small sections of a plan but not intended for full-scale business planning needs.

Limitations

• Primarily focused on marketing, not complete business plan creation.
• No advanced tools for financial forecasting or market analysis.
• Doesn’t provide business plan templates.
• Limited customization for business-specific needs.

Pricing

Check out the pricing plans for Simplified AI. You may visit their pricing page for detailed information.

Specifications	Simplified One	Simplified Growth	Simplified Enterprise
Members	1	Up to 5 member	Up to 10 members
Storage	5 GB	2 TB	–
Pricing/Month (If billed annually)	$20/ month	$85/ month	Custom

Ratings

G2: 4.6

Trustpilot: 4.7

10. IdeaBuddy

IdeaBuddy is primarily a business planning software focused on helping you explore and validate your business idea.

While the tool does a decent job helping users with idea planning and stuff with a modern interface, the same thing is not true about its AI integrations.

IdeaBuddy’s AI assistance (they call it “AI Buddy”) is limited to providing a few surface-level AI tips and suggestions. Rather than calling it an AI business plan generator, we should call it an AI that partially helps you plan.

Regarding its other features, IdeaBuddy offers Idea Plan, Whiteboard, Idea Validation, business plan, and financial plan features.

Based on my observation of the rest of the features, the Financial plan feature stands out. However, integrating accounting software would have made it a better choice.

In a nutshell, IdeaBuddy is a great business planning tool for idea-staged startups and first-time entrepreneurs. However, its other business planning and AI features are not nearly as useful as other tools like Upmetrics.

So, if you’re looking at a detailed business plan, you’re better off using a comprehensive tool.

Limitations

• Not really an “AI business plan generator”.
• Limited number of paid credits for AI assistance.
• Financial planning lacks accounting software integration.

Pricing

Free trial	Dreamer	Founder	Team Pro
Free	$15/ month	$25/ month	$40/ month

(*Annual pricing)

Depending on the plan specifications and features, these plans may cost between $6 to $16 a month. You can also customize the number of ideas or collaborators available in the plan.

Ratings

• Trustpilot: 3.7
• Capterra: 4.6

11. ProAI

ProAI is a comprehensive AI business plan generator developed to help startups and small to medium-sized enterprises (SMEs) create business plans, analyze market trends, and craft compelling pitch decks.

Developed by a leading consulting firm, ProAI provides decent solutions to those looking to streamline their planning approach.

Using ProAI is simple—Enter your business details, and its AI-driven generator will craft a unique, compelling plan, including thorough market research, realistic financial forecasts, and proven strategies.

However, ProAI’s outputs can sometimes feel overly technical or complex, requiring users to simplify or rephrase the content for broader audiences. Additionally, the lack of integration with accounting or CRM tools might limit its usability for ongoing financial planning.

ProAI indeed excels at delivering detailed business plans, but its complexity and limited integrations may not suit every user’s needs.

Limitations

• Final results heavily rely on the data.
• Limited customization options.
• The interface is tricky and not very user-friendly.
• Lacks integration with accounting software.

Pricing

ProAI doesn’t have a free plan, let’s see the other plans it provides:

Entrepreneur Starter Kit	Investor Magnet	Market Insight Essentials
$56 yearly	$104 yearly	$351 yearly

Ratings

Capterra: 5.0

12. Venturekit

Venturekit is yet another AI-powered tool that aims to help entrepreneurs and small businesses create detailed plans using AI. When comparing it with other tools, Venturekit asks only a few questions about your business to generate a plan.

While the tool doesn’t ask for necessary business information, there can be instances where you see output with unnecessary, misleading details that do not represent your business in any way.

It’s a good thing that you get an option to edit and correct this information manually, but you need to have a detective’s eye be keep looking at such errors.

Among other features, there’s an AI consultant (A ChatGPT-like bot) that answers your business plan-related queries.

It felt like an improved version of ChatGPT which feels a bit disconnected from its business plan generator.

All in all, Venturekit comes as a balanced tool with its pros and cons. I feel using Venturekit is a bit over-relying on AI for your plan with very little human input, leaving scope for AI to fill in generic and misleading information into your plan.

Limitations

• AI-generated market research looks misleading.
• Lacks in-app guidance and instructions.
• Limited geographic reach.

Pricing

The free version comes with very limited features. You must upgrade to the Pro version to create a detailed business plan.

Basic	Pro
Free	$19/mo

13. ChatGPT—A Free Alternative

ChatGPT is the most efficient and reliable yet free AI chatbot online. It is an AI language model trained by OpenAI, using deep learning algorithms to generate human-like responses to text-based prompts.

Technically, ChatGPT is not a business plan generator, nor does it offer any business plan templates.

Still, it’s on the list because writing a business plan is one of many things; you can do using ChatGPT—that too for free.

We have created a detailed guide on using ChatGPT to write a business plan to help you get started.

While ChatGPT is entirely free to use, there is a $20 monthly fee for ChatGPT Plus.

You don’t have to go for a paid version; ChatGPT is just fine for you to get started. We have created a detailed guide on using ChatGPT to write a business plan to help you get started.

Learn more Use ChatGPT to write your business plan

Limitations

• Limited context about your business without proper training.
• Information produced by ChatGPT requires thorough fact-checking.
• Lacks emotional intelligence and compassion.

Pricing

Free	Plus	Pro
$0/ month	$20/ month	$200/ month

Ratings

• G2: 4.7
• Capterra: 4.5
• Trustpilot: 2.2

That’s it. That was the list of the 13 best AI business plan generators. Let’s discuss how to take the final call—choose a business plan generator.

How to Choose an AI Business Plan Generator Software?

Still, trying to figure out how to choose an AI business plan generator? You should consider a few crucial factors before making the final call.

• Features: Understand your required features in an AI business plan generator. E.g., writing assistance, visual templates, etc.
• Pricing: Look for AI-based business plan generators that offer the features you require at affordable prices.
• Ease of use: Choose a tool that is easy to use and navigate for someone with basic knowledge of writing and editing.
• Reviews and testimonials: Check review websites like Capterra and Trustpilot for reviews and testimonials about such tools.

Keep these factors checked before choosing an AI business plan generator, and you will be alright.

How to Use Upmetrics AI to Write a Business Plan

Using Upmetrics is probably the easiest and fastest way to draft your business plan. Not sure? Follow these 10 quick steps and prepare a comprehensive business plan within a few hours.

1. First step—get Upmetrics and sign up to access the business plan software.
2. Select a business-specific template from Upmetrics’ library of 400+ sample business plans.
3. Import the template into the editor or use the AI plan generator. Answer a few simple questions, and your plan is ready.
4. Use drag-and-drop features to add and remove sections and AI writing assistant to auto-write and improve sections of your plan.
5. Head to financial forecasting tool to make financial projections with AI-powered revenue and expense stream suggestions.
6. Get visual financial reports with one click using the financial forecasting dashboard.
7. You can use Upmetrics’ AI business plan assistant to improve and polish your plan and ensure all details and projections are accurate.
8. Learn more about the platform by exploring your workspace and other features like pinboard, strategic planning, etc.

Trust me on this—preparing a business plan couldn’t be any easier than this. Moving forward, you know your next step, right? Let’s head to the conclusion.

Conclusion

In a nutshell, these AI-based business plan generators can create a foolproof business plan in a few hours that used to take days—maybe even weeks.

AI has its limitations, so make sure you don’t rely heavily on it. Therefore, combining AI and human expertise in a holistic approach to planning would be a smart move.

Pick one of these tools, create a business plan, and take your business to new heights.